tally better way to do something important. That is why the Web is unlikely to dehumanize banking or anything else.
The Web will offer banks great opportunities, especially as their services expand to include insurance, advice and a broad range of investments. Some banks will offer to manage your assets (иму щество, активы баланса) and provide you with credit. If your checking account balance (баланс счета) gets too high, the bank will offer to move funds into investments that have higher yields (процентный доход).
Banks will advise you to pay down credit-card balances or other loans (заем, ссуда), and let you do it with a click. They will know that if they do not give you this kind of advice and convenience, you are likely to take your business elsewhere.
The Internet is a tool of communication, a place for people as well as for extensive information.
Упражнение 1. Дайте русские эквиваленты выделенным словам. Переве дите предложения. Запомните ключевые слова и словосочетания.
1.Businessmen can lend (давать взаймы) and borrow (брать взаймы) money.
2.The money to be borrowed from the bank is called a loan.
3.Most companies borrow money to finance (i.e., to pay for) investments (e.g., equipment they buy in order to do business).
4.If you borrow money from the bank you must pay interest. Interest rate is per cent (процентная ставка) you should pay back.
5.Businesses have to make a profit, not to make a loss.
6.To make a profit means to earn or receive more money than you spend.
7.If a company does not make a profit or a loss, it breaks even (рентабельна, безубыточна).
8.The money a company receives for its products is called the turnover.
9.The money spent is called the expenditure.
10.A company spends money on raw materials, labour (work ers, employees, staff) and overheads (e.g., rent for buildings, elec tricity, telephone, etc.)
11.In order to grow or expand and prosper (do well, be success ful) the companies need low inflation or rate of inflation (which means the continuous increase in the price of products), low inter est rates, economic and political stability, a healthy economy, not an economy in recession, and tax cuts as well. Recession is a pe-